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Credit Card
Any card that may be used repeatedly to borrow money or buy goods and services on credit.

  EfectivaTM Visa®
  by Bank of America

  EfectivaTM Visa® Credit Cards by Bank of America
Apply Online

EfectivaTM Visa®

issued by Bank of America

Consumer Excellent/Good Points


Х No annual fee
Х Customer communications in Spanish and English
Х Total Security Protection
Х Various Internet account related services
Х Auto rental insurance
Х Various travel and emergency assistance services
Х Lost luggage recovery
Х No liability for unauthorized Internet transactions
Х Discounts on auto rentals
Х Optional Mini Card
Х Optional Purchase Guard

Purchases:   Balance Transfers:   Cash Advances:
Introductory APR: 0%   0%   none
Introductory Period: 6 months   6 months   none
Ongoing APR: 11.24%   11.24%   21.24%
Default APR: 29.99%   29.99%   29.99%
Minimum Grace Period: 20 days   none   none
Minimum Finance

Transaction Fees

Balance Transfer:   Cash Advance:   Foreign Exchange:
Minimum: $10   $10   none
Fee Rate: 3%   3%   3%
Maximum: none   none   none

Other Fees

Initial:   Maintenance:   Penalty:
Setup: $0   Annual: $0   Late Payment: $15


Details of EfectivaTM Visa® by Bank of America

See also: All Cards > Another Cards of Bank of America  > Select Another Issuer
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