Annual Percentage Rate
The yearly percentage rate imposed when a balance is held on a credit card. When an outstanding balance is held, this rate is applied to your outstanding balance each month. The credit card company must inform you about the APR before you sign on for a credit card.
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Platinum Plus® Visa®
by Bank of America
| Platinum Plus® Visa® Credit Cards by Bank of America |
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Platinum Plus® Visa®
issued by Bank of America
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| Category | History | Rewards |
| Consumer |
Excellent/Good |
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About
• 0% Intro APR* on purchases and balance transfers for the first 6 months
• No Annual Fee
• Credit lines as high as $25,000
• Online Banking Service
• Total Security Protection®
Rates
| Purchases: |
|
Balance Transfers: |
|
Cash Advances: |
| Introductory APR: |
0% |
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|
none |
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none |
| Introductory Period: |
6 months |
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none |
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none |
| Ongoing APR: |
8.24% |
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8.24% |
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21.24% |
| Default APR: |
29.99% |
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29.99% |
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29.99% |
| Minimum Grace Period: |
20 days |
|
|
none |
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none |
Minimum Finance
Charge: |
n/a |
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n/a |
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n/a |
Transaction Fees
| Balance Transfer: |
|
Cash Advance: |
|
Foreign Exchange: |
| Minimum: |
none |
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$10 |
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none |
| Fee Rate: |
none |
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3% |
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none |
| Maximum: |
none |
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none |
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none |
Other Fees
| Initial: |
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Maintenance: |
|
Penalty: |
| Setup: |
none |
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Annual: |
$0 |
|
Late Payment: |
$15 |
Reviews
Details of Platinum Plus® Visa® by Bank of America
See also: All Cards
> Another Cards of Bank of America
> Select Another Issuer
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