Consumer Credit
Credit for personal or household use as opposed to business or commercial lending.
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Classic Platinum
by Capital One
| Classic Platinum Credit Cards by Capital One |
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Classic Platinum
issued by Capital One
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| Category | Payment System | Type |
| consumer |
unsecured |
mastercard |
About Credit Card
0% Intro APR on Purchases until December 2008.
Variable APR, currently 14.65%.
No Balance Transfer Fees.
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One Saving Zone on Yahoo! Shopping.
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance.
Card for people with Average Credit.
Rates
| Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Introductory APR |
0% |
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n/a |
| Introductory Period |
until december 2008 |
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n/a |
| Ongoing APR |
14.65% |
14.65% |
22.65% |
| Minimum Grace Period |
25 days |
n/a |
n/a |
| Minimum Finance Charge |
$0.50 |
$0.50 |
$0.50 |
Other Fees
| Balance Transfer Fee |
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| Cash Advance Fee |
3% |
| Late Payment |
Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balances of $250 or more = $39 fee. |
Credit Card Review
This is a middle of the road credit card. It has a good low rate of 14.65% interest. This is not the lowest rate that exists among credit cards but it is a really good rate, especially if you are currently paying a much higher rate and are carrying a balance that you are getting charged interest on every month.
... more
Details of Classic Platinum by Capital One
See also: All Cards
> Another Cards of Capital One
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