Charge Off
Term used to indicate that a creditor does not expect a debt to be paid and is listing it as such.
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Standard Platinum for Young Adults
by Capital One
| Standard Platinum for Young Adults Credit Cards by Capital One |
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Standard Platinum for Young Adults
issued by Capital One
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| Category | Payment System | Type |
| student |
unsecured |
mastercard |
About Credit Card
Card for people with Limited History Credit.
0% Intro APR on Purchases until December 2008.
Variable APR, currently 19.55%.
No Annual Fee.
No Balance Transfer fees.
A manageable credit line to help control your finances.
$0 fraud liability if your card gets lost or stolen.
Online account services.
Rates
| Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Introductory APR |
0% |
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n/a |
| Introductory Period |
until december 2008 |
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n/a |
| Ongoing APR |
19.55% |
19.55% |
22.65% |
| Minimum Grace Period |
25 days |
n/a |
n/a |
| Minimum Finance Charge |
$0.50 |
$0.50 |
$0.50 |
Other Fees
| Balance Transfer Fee |
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| Cash Advance Fee |
3% |
| Late Payment |
Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balances of $250 or more = $39 fee. |
Credit Card Review
The Capital One® Platinum Card for Students is for those students with a limited credit history who are not looking for any rewards. Although there are no rewards, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability.
... more
Details of Standard Platinum for Young Adults by Capital One
See also: All Cards
> Another Cards of Capital One
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