Billing Cycle
The number of days between statement dates. Usually this is 25-31 days.
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Standard Platinum
by Capital One
| Standard Platinum Credit Cards by Capital One |
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Standard Platinum
issued by Capital One
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| Category | Payment System | Type |
| consumer |
unsecured |
mastercard |
About Credit Card
No Annual Fee.
0% Intro APR on Purchases until December 2008.
Variable APR, currently 19.55%.
Exclusive savings: up to 40% off featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance.
Card for people with Average Credit.
Rates
| Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Introductory APR |
0% |
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n/a |
| Introductory Period |
until december 2008 |
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n/a |
| Ongoing APR |
19.55% |
19.55% |
22.65% |
| Minimum Grace Period |
25 days |
n/a |
n/a |
| Minimum Finance Charge |
$0.50 |
$0.50 |
$0.50 |
Other Fees
| Balance Transfer Fee |
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| Cash Advance Fee |
3% |
| Late Payment |
Your late payment fee will be based on the amount of your account balance at the time the fee is applied. Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balances of $250 or more = $39 fee. |
Credit Card Review
This is a very standard credit card account; the only real difference between it and the Capital One Platinum is the existence of annual fees and a lower purchase APR. This account is meant to let you enjoy a higher credit limit than many other cards so that you don„t worry so much about those large purchases.
... more
Details of Standard Platinum by Capital One
See also: All Cards
> Another Cards of Capital One
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