Average Daily Balance
Most widely used balance calculation. Credits your account from the day payment is received by the credit card company. Calculated by adding each day's daily balance then divide that total by the number of days in a billing cycle.
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Citi CashReturnsSM Card
by Citi® Bank
| Citi CashReturnsSM Card Credit Cards by Citi® Bank |
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Citi CashReturnsSM Card
issued by Citi® Bank
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| Category | Payment System | Type |
| consumer |
unsecured |
mastercard |
About Credit Card
0% APR on Balance Transfers for up to 12 months.
No Annual Fee.
Earn a full 1% cash back on every purchase.
Get a 20% bonus on the cash back earned on all purchases for the first 12 months.
Checks will be sent automatically every time you earn $50 - no calling necessary.
Balance transfer fee applies with this offer.
Rates
| Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Introductory APR |
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0% |
n/a |
| Introductory Period |
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up to 12 months |
n/a |
| Ongoing APR |
as low as 9.99% |
as low as 9.99% |
19.99% |
| Minimum Grace Period |
20 days |
n/a |
n/a |
| Minimum Finance Charge |
$0.50 |
$0.50 |
$0.50 |
Other Fees
| Balance Transfer Fee |
3% |
| Cash Advance Fee |
3% |
| Late Payment |
$15 on balances up to $100, $29 on balances of $100 up to $250, $39 on balances of $250 and over |
Credit Card Review
Details of Citi CashReturnsSM Card by Citi® Bank
See also: All Cards
> Another Cards of Citi® Bank
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