Balance Transfer
The movement of an existing balance from one credit card to another. Usually to obtain a lower annual percentage rate (APR) and, in turn, save money.
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Discover® Business Card®
by Discover® Card
| Discover® Business Card® Credit Cards by Discover® Card |
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Discover® Business Card®
issued by Discover® Card
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| Category | Payment System | Type |
| business |
unsecured |
discover card |
About Credit Card
0% Intro APR on Purchases for 12 months. No Annual Fee. 5% Cashback Bonus on office supplies, 2% on gas and up to 1% on all other purchases. Unlimited cash rewards that never expire. Fee-free Purchasechecks that earn Cashback Bonus to pay merchants who don′t accept credit cards.
Rates
| Rates |
Purchases |
Balance Transfers |
Cash Advances |
| Introductory APR |
0% |
3.9% |
n/a |
| Introductory Period |
12 months |
6 months |
n/a |
| Ongoing APR |
13.99% |
13.99% |
22.99% |
| Minimum Grace Period |
20 days |
n/a |
n/a |
| Minimum Finance Charge |
$0.50 |
$0.50 |
$0.50 |
Other Fees
| Balance Transfer Fee |
3% |
| Cash Advance Fee |
3% |
| Late Payment |
$15 on balances up to $100; $39 on balances of $100 and greater. |
Credit Card Review
Business credit cards often have their own focus: travel expenses, airmiles, communications, etc. With the Discover Business Card, however, there is no specific focus and therefore most business purchases are taken into consideration so that they might earn the cardholder cash back.
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Details of Discover® Business Card® by Discover® Card
See also: All Cards
> Another Cards of Discover® Card
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