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Glossary

Bad Credit
A term used to describe a poor credit rating. Common practices that can damage a credit rating include making late payments, skipping payments, exceeding card limits or declaring bankruptcy. Bad Credit can result in being denied credit.

 
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Rates

 Rates Purchases Balance Transfers Cash Advances
 Introductory APR      n/a
 Introductory Period      n/a
 Ongoing APR      
 Minimum Grace Period    n/a  n/a
 Minimum Finance Charge      

Other Fees

 Balance Transfer Fee
 Cash Advance Fee
 Late Payment  

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