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Average Daily Balance
This is a method used to calculate finance charges. It is calculated by adding the outstanding balance on each day in the billing period, and dividing that total by the number of days in the billing period.

  Centennial Visa®
  by First Premier Bank

  Centennial Visa® Credit Cards by First Premier Bank
Apply Online

Centennial Visa®

issued by First Premier Bank

Consumer Bad/No


Х 24 hour account access by phone
Х Low APR on Purchases
Х Monthly Reporting to all major Credit Bureaus
Х Helps establish or rebuild your credit history
Х Online access to credit education

Purchases:   Balance Transfers:   Cash Advances:
Introductory APR: none   n/a   none
Introductory Period: none   n/a   none
Ongoing APR: 9.9%   n/a   19.9%
Default APR: 23.99%   n/a   n/a
Minimum Grace Period: 25 days   none   none
Minimum Finance

Transaction Fees

Balance Transfer:   Cash Advance:   Foreign Exchange:
Minimum: n/a   $5   none
Fee Rate: n/a   3%   2%
Maximum: n/a   none   none

Other Fees

Initial:   Maintenance:   Penalty:
Setup: $29   Annual: $48   Late Payment: $25


Details of Centennial Visa® by First Premier Bank

See also: All Cards > Another Cards of First Premier Bank  > Select Another Issuer
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