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A term used to describe a poor credit rating. Common practices that can damage a credit rating include making late payments, skipping payments, exceeding card limits or declaring bankruptcy. Bad Credit can result in being denied credit.

  WorldPerks® Signature Visa®
  by U.S. Bank

  WorldPerks® Signature Visa® Credit Cards by U.S. Bank
Apply Online

WorldPerks® Signature Visa®

issued by U.S. Bank



CategoryHistoryRewards
Consumer Excellent/Good Miles

About

• Earn 1 mile for every $1 you spend on spendings of up to $10,000 in one billing cycle
• Earn 1 mile for every $2 thereafter
• Get an annual up to 7,500-miles WorldPerks award travel discount from Northwest Airlines
• Get a round trip ticket for as low as 25,000 miles
• No limit to a number of miles you can earn
• Up to 5 miles per $1 spent at over 10,000 restaurants
• Free rental car collision/loss damage insurance
• Warranty Manager & Purchase Security plans
• Travel Accident Insurance - covers you up to $250,000
Rates

Purchases:   Balance Transfers:   Cash Advances:
Introductory APR: none   none   none
Introductory Period: none   none   none
Ongoing APR: 17%   17%   23.24%
Default APR: 31.24%   31.24%   31.24%
Minimum Grace Period: 20-25 days   none   none
Minimum Finance
Charge:
$2.00  
$2.00  
$2.00

Transaction Fees

Balance Transfer:   Cash Advance:   Foreign Exchange:
Minimum: $5   $5   none
Fee Rate: 3%   3%   3%
Maximum: none   none   none

Other Fees

Initial:   Maintenance:   Penalty:
Setup: $0   Annual: $90   Late Payment: $15

Reviews





Details of WorldPerks® Signature Visa® by U.S. Bank

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